UMBRELLA PROVIDENT FUND
Affordable private healthcare cover for employees and employer groups.
An affordable Health Insurance is here to provide employers with access to quality private healthcare for their important assets, the employees. Health Insurance helps protect individuals or groups from the high costs of healthcare by covering hospital stays, doctor visits, surgeries, prescription medications, and sometimes preventive care.
- OVERVIEW
Healthcare cover that works for your business and your people.
Our Health Insurance solution is suitable for employers of all sizes and allows benefits to be structured around employee needs and available budget.
Employees gain access to quality private healthcare, doctor on call services, employee assistance, and wellness education, helping your workforce stay healthier, more productive and more supported.
- Quality private healthcare access
- Doctor on call & virtual consultations
- Employee assistance & wellness education
Downloadable Brochures
Explore our brochures to learn more about our plans, benefits, and services.
Health4Me 2026_Premiums
See the full breakdown of premiums, coverage options, and plan details for 2026.
2026 Gold Day to Day Benefits
Learn about your day-to-day benefits and how our plan supports your well-being.
- OUR PRODUCT
Momentum Health4Me
Health4Me from Momentum is a primary health insurance solution that offers employer groups cost-effective healthcare cover for employees earning less than R40 000 per month.
Who can join?
Employer groups with 5 or more employees
Employees earning a monthly income of less than R40 000
Employees 18 years and older
- KEY BENEFITS
Comprehensive benefits for a healthier workforce.
Health4Me offers a range of benefits designed to support your employees’ everyday health needs
as well as provide financial protection when it matters most.
Property InsuranAVce
Covers GP visits, basic medicine, pathology, x-rays and more for routine healthcare needs.
Major medical event benefit
Provides financial support for serious illnesses, surgeries and hospital admissions.
Hello Doctor
Unlimited telephonic and video GP consultations with instant access to medical advice.
More4Me
Access to wellness, lifestyle and discounted benefits that reward healthy living.
Employee Assistance Programme
Professional counselling and support for personal, work and life challenges.
Multiply Engage
Wellness and engagement tools that encourage healthier habits and active participation.
Employers can choose the combination of benefits most suitable to their employees’ needs and available budget.
Flexible options that help you build the right healthcare cover for your team while managing costs effectively.
- SMARTER HEALTHCARE ACCESS
Save time and money with Hello Doctor.
Momentum Health4Me helps your employees save time and unnecessary costs by providing access to unlimited virtual GP consultations through Hello Doctor.
- Speak to a GP anytime, anywhere
- Get medical advice, prescriptions and referrals
- Fast, convenient and stress-free healthcare
- Book an Appointment
Book an Appointment
Let our experienced advisors help you find the right Health Insurance solution for your business and your employees.